You've spent decades building a federal career. Retirement is near and the decisions ahead are important. Most are irreversible.
Federal retirement is our specialty. If you're outside federal service and navigating significant tax complexity near retirement, we can help with that too.
Federal retirement is not general retirement planning.
Social Security, your FERS pension, and TSP each work differently.
Your income and TSP withdrawals create a tax situation unlike anything you experienced during your career.
SBP and FEHB elections are permanent and the cost is paid by the people you're trying to protect.
For decades your pay arrived on schedule. You saved into your TSP automatically. Your pension accumulated. You focused on the mission.
When to claim Social Security. How to access your TSP tax-efficiently. What's needed to protect your spouse. How to cover rising healthcare costs. These decisions are connected. How you handle one affects the others. Most federal employees face them without a guide.
The window for most of these decisions closes at retirement. The order you claim Social Security. The SBP election. The TSP strategy. Get them right beforehand.
Federal retirement is specific. So is the expertise required to get it right.
This is a short conversation to see if we are a good fit.
You will share where you are today and where you are headed. I will walk you through how I work with federal employees and the areas we cover together.
At the end, we will decide together whether a second conversation makes sense.
There is no cost for this call.
This is a focused conversation about what matters most to you in retirement.
You will walk me through your situation and what you want the next few years to look like. I will ask questions to understand your priorities and what has to happen for you to feel ready to retire.
At the end, we will decide together whether I should prepare your retirement options.
If you have them handy, bring your most recent Leave and Earnings Statement and TSP statement.
There is no cost for this meeting.
This is where we bring it all together.
I will share what I heard in our last conversation and the key considerations for your retirement. Then I will walk you through three ways we could work together.
At the end, you decide which option fits you best, or whether now is not the right time.
There is no cost for this meeting.
